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The Four Things You Must Know Before You Purchase a Burial Policy

Make Sure to Check These Off Your List 1. Make sure they have an “A” rating per A.M. Best Rating service Go to www.AMBest.com Click on the blue rectangular box on the left side of the home page that says “consumer” On the next screen, in the top, middle blank, type in the name of the company you want to look up Click the green “find” button Then you will see the company name…

TESTIMONIALS

“I am so appreciative that you offered a different option for insurance for my husband. Thank you for taking care of everything for me. I really appreciate it”

Eileen C.

Deerfield Beach, FL

“I feel really great about you and your company! My grandparents are very happy and so am I ! Thank you, we really appreciate everything!!”

Lisa R.

Tulsa, OK

“I appreciated all the detailed information. It was very helpful. Thank you!”

Jackie T.

Hutto, TX

“You have been so much more helpful than any agent I’ve ever dealt with. I wish I knew you when I was buying my last insurance policy.”

Tracy W.

Crawfordville, FL

ABOUT US

Grant Allen - Owner
Grant graduated from Baylor University in 1982 with a Bachelors in Business Administration with an emphasis on accounting and business management. After college, he worked as a CPA for Peat Marwick Mitchell accounting firm. Later, Grant started Allen Insurance Services which has been providing insurance products to people across the country since 2002.
Kristy Allen - Office Manager
Kristy has worked in the insurance industry since 1988. She has extensive experience in both sales and customer service.
Erin Allen - Office Assistant
Erin is currently working part-time while completing her undergraduate degree at Texas A&M University.
Ericka (Allen) Williams - Marketing
Ericka graduated from Texas A&M University with a Bachelors of Science in Sociology. She has been a licensed agent working with Allen Insurance for 6 years. She is married to a high school football coach in Plano, TX.
Will Allen - Sales
Will graduated from Texas A&M University with a Bachelor of Arts in Business Marketing. He has been a licensed agent working in the business for 4 years. Will and his wife, Brooke, are also heavily involved in Pine Cove Christian Camps.

*The states we do business in include Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Mississippi, Missouri, Nebraska, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin

Texas Department of Insurance Consumer Protection Department:
www.tdi.texas.gov
1-800-252-3439

*In order to check out an agent’s complaint history, call the Texas Department of Insurance and tell the customer service representative that you want to check the complaint history of an agent. Provide the representative with the agent’s name and Texas Insurance License number.

Grant’s Texas License Number: 841396
For other states, you can use Grant’s National Producer Number: 1237963

COMPANIES WE REPRESENT

Medicare Supplement

Burial Insurance

LIFE INSURANCE FOR SENIORS

Burial Insurance, also called Final Expense Insurance, is normally a small amount of whole life insurance. It is very popular with seniors who are trying to cover the high cost of burial and other final expenses. It usually does not require an exam, and if a person can answer “No” to a series of 6-10 health questions, they can get the coverage.

Purchasers usually say something like this, “We’re not trying to make anybody rich, we just need a small amount of insurance (normally $5,000-$20,000) to cover our final expenses so we don’t burden our family with final expense costs.”

While some people choose to purchase a burial insurance policy, others might choose to cover their final expenses by using term or universal life insurance instead. Speaking with a knowledgeable and honest agent can help you make the decision that is right for your individual needs. Give us a call, we would love to visit with you about your options!

Whole Life & Burial Insurance

Whole Life Insurance is designed to last your “whole life.” This type of coverage requires that you pay a fixed premium amount every month. Because this coverage lasts your entire life, you never have to worry about outliving it. Whole life insurance is best bought by someone who needs the coverage to be in effect whenever they pass away, even if it is in the distant future. Many times these are people trying to cover end of life costs, such as funerals and left over debt. 

Keep in mind, whole life insurance will normally cost more than term insurance because of the guarantee that someone will be paid in the end. Whole life is normally best for those age 65 and over who need smaller amounts of coverage. There are certainly exceptions to these general rules. A knowledgeable agent can help you determine if whole life insurance is the best type of coverage for your needs. Give us a call so we can answer all of your questions.

OR forget this all and give us a call.
1-800-566-1910
If you have any questions or would like more information, our advisors will be happy to help.

Medicare Supplement Companies

Aetna
Atlantic Coast Life
Bankers Life
BCBS
Cigna
Combined
CSI Life
Equitable
Everest
GPM
Heartland
Humana
Manhattan Life
Medico


Mutual of Omaha
New Era
Oxford Life
Philadelphia American
Prosperity
Renaissance
Sentenial Life
Shenandoah
Standard Life
State Mutual
Thrivent
Transamerica
United Health Care

Final Expense Companies

Aetna
American General
Anerico
Christian Fidelity
Equitable
Foresters
Gerber Life

Lafayette Life
Mutual of Omaha
Oxford Life
Royal Neighbors
Sentenial Secrutiy Life
United Home Life